These Premium Subscriptions Make Revolut Metal Worth It

Revolut Metal costs €15.99 a month. That is the starting point for any honest conversation about whether it is worth it. And for a long time, the answer for me was a mild “probably.” Then Revolut quietly expanded the list of premium subscriptions bundled into the membership, and suddenly the maths got a lot more interesting.

There are currently 14 subscriptions included with Revolut Metal, and Revolut values the lot at €2,400 a year. That figure has doubled since I last updated this piece, and a fifteenth is on the way now that Revolut has partnered with OpenAI to hand customers free ChatGPT Go. Metal customers get 12 months of it.

I have been a Metal customer for years, initially by accident after a free trial rolled into a paid renewal. I have stayed on it since then, and right now it is the most value I have felt from the subscription, mostly because I am actually using several of the included tools every single week.

Here is the full picture of what you currently get, and honestly, what is and is not worth your time.

The full Revolut Metal subscriptions list for 2026

Straight answer first, because that is what most people are here for. These are the subscriptions currently included with Metal, with what each one costs if you were paying for it yourself.

• Financial Times Standard Digital, around €45 a month
• MasterClass, curated membership of 45 classes
• The Athletic, around €70 a year
• Perplexity Pro, around €22 a month
• ChatGPT Go, around €8 a month, arriving now for 12 months
• ClassPass, 10 credits a month
• Freeletics Coach, around €16 a month
• Headspace
• Sleep Cycle Premium
• NordVPN Plus, around €3.99 a month
• Picsart Pro, around €11 a month
• WeWork, 1 day credit a month, worth around €10
• Uber One, €5.99 a month
• Tinder Gold, around €20 a month
• Chess.com Premium, around €6 a month

Two changes worth flagging before you scroll. Uber One is new to the list, and Laundryheap, which I rated highly last time round, has dropped off it. More on both below.

Revolut Premium or Metal, what the extra €7 actually buys

If you are weighing up Premium at €8.99 against Metal at €15.99, this is the clearest way to think about it. Premium includes seven subscriptions. Metal includes those same seven, two of them at a higher tier, plus seven more on top.

Premium gets you Freeletics, Headspace, Sleep Cycle Premium, Picsart Pro, Perplexity Pro, Tinder Plus and NordVPN Standard.

Metal adds the Financial Times, MasterClass, The Athletic, ClassPass, WeWork, Uber One and Chess.com, and upgrades Tinder Plus to Tinder Gold and NordVPN Standard to NordVPN Plus.

So the €7 a month gap is essentially the FT, MasterClass, The Athletic, ClassPass, WeWork, Uber One and Chess.com. If two of those are things you would otherwise pay for, Metal wins on the maths alone. If none of them appeal and you are really only after Perplexity Pro, stay on Premium and keep the €84 a year. For the fuller breakdown, read our comparison of Revolut Premium vs Revolut Metal.

How long do Revolut Metal subscriptions last?

Most of them run for as long as you hold the plan, and you need to activate each one individually in the Revolut app under your plan benefits. They are not switched on by default, which is exactly why so many Metal customers are leaving value on the table without realising it.

A few work differently. NordVPN arrives as a two-year licence rather than a rolling benefit. ChatGPT Go is a fixed 12 months for Metal customers. And it is worth remembering that Metal itself is a 12-month plan. You can cancel any time, but Revolut may charge a break fee depending on when you do, which is the sort of detail that does not make it into the marketing.

ChatGPT Go

This is the newest addition. Revolut has partnered with OpenAI to include ChatGPT Go, and Metal customers get 12 months of it at no extra cost. Ultra customers get 12 months plus a Buddy pass, Premium gets six months, and Plus and Standard customers get three months on a promotional basis.

ChatGPT Go is OpenAI’s cheaper middle tier, sitting between the free version and the €23 a month Plus plan at around €8 a month. It gives you higher message limits, more file uploads, document analysis, image generation and memory. It is not the top-end model access Plus buyers get, but it is the difference between hitting a wall mid-task and not hitting one.

One thing worth knowing. ChatGPT Go is the tier OpenAI has been putting ads into, with sponsored boxes appearing under responses for Free and Go users in the US and a handful of other markets. Whether Irish users are seeing them yet is unclear, but it is the reason Go sits at €8 while Plus costs €23. You are getting a different product with a different business model, not a discounted version of the premium one. For something bundled into a plan you already pay for, that is a fair trade. At full price it would be a harder sell. The full detail is in our piece on Revolut giving away free ChatGPT Go.

Perplexity Pro

I use Perplexity constantly. It is an AI-powered search engine that draws on multiple large language models including Claude, ChatGPT and Grok, layering them with web search results to give you sourced, reasonably reliable answers quickly. It is genuinely useful for research, quick comparisons and following threads of information without five browser tabs open.

Perplexity Pro normally costs €22 a month in Ireland and it is the single most valuable subscription on the Metal list on paper. It was added to the Metal benefits in November 2024 and for many people, this inclusion alone is close to justifying the membership cost. One caveat worth knowing, the free API credits that used to come with Pro access are no longer included, but the core product is still well worth having. Deep research is fantastic if you have a topic you want to get a, well, deep researched information on.

There is now an obvious question about how long Revolut carries both this and ChatGPT Go. Paying for two overlapping AI subscriptions when most customers will settle into one is a hard line item to defend, and Revolut rotates these partnerships constantly. Perplexity Pro is the more expensive of the pair, so it is not automatically the one that goes. But if you have built a workflow around it because Revolut handed it to you, remember you do not own that.

MasterClass

Here is the detail that trips people up. The MasterClass membership included with Metal is not the full catalogue. It is a curated selection of 45 classes across 180 or so instructors, covering filmmaking, writing, cooking, business and productivity.

That explains the gap between what people expect and what they find. There are some genuine gems in there, and there are also classes I would love to watch that simply are not included. The level of membership also does not give you offline downloads, which I discovered the hard way on a recent flight. If you were signing up specifically for one particular instructor, check the app first before you get your hopes up.

For everything else, there is more than enough to work through. I have been meaning to take the writing tracks seriously and having access through Metal is probably the push I needed.

ClassPass

ClassPass gives Metal customers 10 credits a month to book real-life fitness classes, covering everything from yoga and pilates to small-group personal training sessions. Classes typically cost between 5 and 9 credits, so you are looking at one or two sessions a month at most.

Worth knowing if you are comparing plans, ClassPass is a Metal benefit and is not included with Premium at all. Ultra customers get it too.

But here is the thing that most people overlook. ClassPass also covers Jump Juice Bar smoothies, and this is arguably where a lot of Irish Metal customers quietly get the most value. You can get around €30 worth of smoothies a month through the app. The catch is that you need to pre-book within a specific collection window, and if you miss it, you lose it. It requires a bit of planning and discipline to make it work consistently.

There is also a useful Dublin Airport angle. If you travel regularly, the airport location is actually easier to time because you have a clear departure window to plan around. Book it for just before you head to the gate and you are hitting the timing almost automatically.

Financial Times

The version included with Metal is FT Standard Digital, which is the tier that gets you the journalism and the app but not the extras that come with FT Premium, like the full Lex column and exclusive newsletters. Worth knowing before you assume you are getting everything.

Standard Digital normally runs around €45 a month, so this is comfortably the highest-value single item on the list by retail price. It is aimed squarely at the business crowd, and there is no shame in that. If you are a Metal customer at €15.99 and you are also paying for an FT subscription separately, the decision is straightforward.

Is an FT subscription worth it on its own? For most people, no, not at €45 a month. Bundled into a plan you are already paying for, it is the sort of thing you dip into far more than you would expect once the paywall stops appearing.

The Athletic

I have clicked on paywalled Athletic links more times than I can count, cursing each time. It is genuinely good sports coverage, the kind of long-form analysis and inside access you do not get from free alternatives, and it leans heavily towards football. It costs around €70 a year on its own. Getting it folded into my Metal subscription means I might finally actually read all those pieces I have been bouncing off.

WeWork

When this first appeared in the benefits list, I was genuinely surprised. WeWork gives you one credit a month for a day at a location, worth around €10. I have used mine a fair bit, including at locations in London, and it has opened up some productive shared working situations I would not have had otherwise.

A good detail most people miss, if you are not going to use your monthly credit yourself, you can pass the code to someone else. It unlocks once a month and does not have to be yours to use. For remote workers or anyone who travels regularly and occasionally needs a proper desk and meeting room, this is quietly one of the more practical benefits on the list.

Uber One

This one is new to the Metal list and it is the most straightforward value calculation on it. Uber One costs €5.99 a month or €59.99 a year in Ireland, and gets you no delivery fee on eligible Uber Eats orders plus credits back on rides.

If you order takeaway even twice a month in Dublin, this pays for a third of your Metal fee on its own. It also replaces Laundryheap as the household-admin perk on the list, which brings me to the thing you should probably know.

What happened to Laundryheap

Laundryheap is no longer on Revolut’s Metal subscriptions list. Last time I updated this piece I rated it highly, particularly the trick of spreading laundry across multiple smaller orders to make the €10 monthly discount stretch further. That option appears to have gone.

I am flagging it because it is the clearest proof of something worth internalising. Nothing in this bundle is permanent. Revolut adds and drops partners regularly, Uber One arrived, Laundryheap left, and the same could happen to any of the AI subscriptions. Enjoy them, do not build your life around them.

NordVPN Plus

The inclusion of a VPN is almost table stakes for a premium subscription bundle at this point, but NordVPN is a solid choice. Metal customers get NordVPN Plus, which normally costs around €3.99 a month, as a two-year licence. Premium customers get the lower NordVPN Standard tier.

Using a VPN for general browsing is sensible privacy practice, and NordVPN also gives you access to geo-restricted streaming content across a wide range of countries.

Freeletics Coach

This one genuinely impressed me. I had a set of adjustable weights at home and was running through the same programme a personal trainer gave me years ago, getting increasingly bored with it. Freeletics uses AI to build workouts around what you actually have available, whether that is weights, a bench, resistance bands, a foam roller or just floor space.

The first session threw some unrealistic numbers at me, but after a few adjustments the calibration got it right and it now feels like having a coach on call. It costs around €16 a month on its own and I would not have paid for it. Now that I have it, I genuinely plan to use it consistently and can see myself paying when it eventually comes off the bundle.

Between this and my Gym Monster 2, I really should be losing weight. If only I could get healthy smoothies too.

Picsart Pro

I used to use Photoshop for occasional edits but found the cost hard to justify for what I actually needed it for. Picsart Pro fills that gap neatly. I use it regularly now for quick mobile edits, resizing images, removing backgrounds from photos and some AI-assisted editing that has genuinely saved time.

It costs around €11 a month on its own. I would not have paid for it separately, but now that it is included I use it most weeks. Background removal alone has become a regular feature of how I work on the go.

Headspace

Headspace is the kind of app that deserves more use than most of us give it. I reach for it mostly when I wake up in the early hours with my mind running, and it reliably gets me back to sleep. There are a hundred other things you could use it for and I probably should. For mental wellbeing alone, I am glad to see it on this list.

Sleep Cycle Premium

Sleep tracking is genuinely useful for certain people and this is a decent app for it. For me, it is one of the more niche inclusions. I follow sleep optimisation fairly closely, particularly around long-haul travel, but I have not made sleep tracking a habit. If you are into it, it is a nice bonus. If you are not already interested, it probably will not convert you.

Tinder Gold

Metal customers get Tinder Gold, which costs around €20 on its own, while Premium customers get the lower Tinder Plus tier. For anyone actively using it, this is one of the straightforward value calculations on the list. I am not in a position to use it, but I appreciate that for single people, this inclusion alone gets you most of the way to justifying Metal over paying for Tinder separately.

Chess.com

I cannot play chess and have no real plan to learn, but I know plenty of people who are serious about it. Premium Chess.com access normally costs around €6 a month. If you are already a member or have been thinking about it, this is a welcome saving.

What is not included with Revolut Metal

Worth clearing up, because these come up constantly. There is no Spotify, no YouTube Premium, no Netflix and no Disney+ in the Revolut bundle. On the AI side, ChatGPT Go is in as of now and Perplexity Pro has been for a while, but there is no Claude subscription and none of the AI coding or app-building tools.

If streaming is what you were hoping for, this is not the bundle for you and no amount of squinting at the list will change that.

Is Revolut Metal worth it?

Yes, if you would genuinely pay for two or more of these separately. At €15.99 a month, the maths becomes straightforward the moment you identify even one or two subscriptions you already hand money over for.

Revolut values the full subscription list at €2,400 a year and total Metal benefits at €4,000 once insurance, lounge discounts and fee savings are stacked on. Ignore both numbers. Nobody uses everything, and the realistic figure does not need to be anywhere near that high to work.

For me, Perplexity Pro, Picsart and Freeletics alone cover the monthly cost several times over. WeWork adds genuine value when I need it. ClassPass, Uber One and The Athletic are nice wins on top, and ChatGPT Go is about €96 of value over the next year against an annual Metal fee of €191.88.

Two honest caveats. Metal is a 12-month plan and you may be charged a break fee if you cancel early, so this is not a month-to-month commitment despite the monthly price. And the bundle changes. Laundryheap is gone, Uber One arrived, and whichever subscription is your favourite today might not be here next year.

If you are already a Metal customer, open the app and go through your plan benefits properly, because there is a good chance you are leaving real money on the table without knowing it. And if you are considering signing up, the subscription bundle is now a serious part of the argument in its favour. Metal costs €15.99 a month and you can see the current list on Revolut’s Metal plan page.

Updated with latest offering 30 July 2026